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It might be tempting to take a gamble and not bother with travel insurance, but that could be a costly mistake.
Travel insurance offers valuable financial protection should something go wrong on your trip so you can truly relax while you’re away.
It’s also usually more comprehensive than overseas private medical insurance or the personal possessions cover on your home insurance.
That all depends on:
Our guides help explain when you need to choose cover for a single trip, when an annual travel insurance policy is the right choice and when you’ll need to look for something more specialised like backpacker or winter sports travel cover.
Start by reading our guide on how to choose the best travel insurance policy.
Don’t choose a policy based on price. The cheapest policy probably won’t provide enough cover but the most expensive one may offer cover you don’t need.
Find a policy that matches your needs and will cover any costs if you have to make a claim.
As soon as you book your trip so you’re covered against cancellation.
If you do have to cancel your holiday unexpectedly or it gets cancelled by the travel company, we’ve put together a guide to your holiday consumer rights.