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How to choose the best travel insurance policy

With so many types of travel insurance and levels of cover to choose from, it’s difficult to know which is best. Here’s how to find the right cover for your trip.

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Should you get single trip or annual travel insurance?

If you’re not sure which type of insurance to choose, take a look at the pros and cons of single trip and annual cover.

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How to get travel insurance as you get older

As you get older, finding the right cover for your holiday can be tricky and expensive. Here’s how to get the right travel insurance without paying more than you need to.

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What is backpacker travel insurance?

If you’re planning a gap year or a long holiday you may need to get specialist travel cover before your go. Here’s a closer look at backpacker insurance and what it offers.

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Why use Switcher.ie?

Switcher.ie is a free, impartial and independent price comparison service for the latest travel insurance deals in Ireland. We can help you:

Do I need travel insurance?

It might be tempting to take a gamble and not bother with travel insurance, but that could be a costly mistake.

Travel insurance offers valuable financial protection should something go wrong on your trip so you can truly relax while you’re away.

It’s also usually more comprehensive than overseas private medical insurance or the personal possessions cover on your home insurance.

What type of travel insurance do I need?

That all depends on:

  • You
  • Where you’re going
  • What you’re doing
  • For how long

Our guides help explain when you need to choose cover for a single trip, when an annual travel insurance policy is the right choice and when you’ll need to look for something more specialised like backpacker or winter sports travel cover.

How do I find the best travel insurance?

Start by reading our guide on how to choose the best travel insurance policy.

Don’t choose a policy based on price. The cheapest policy probably won’t provide enough cover but the most expensive one may offer cover you don’t need.

Find a policy that matches your needs and will cover any costs if you have to make a claim.

When should I get travel insurance?

As soon as you book your trip so you’re covered against cancellation.

If you do have to cancel your holiday unexpectedly or it gets cancelled by the travel company, we’ve put together a guide to your holiday consumer rights.