Get help choosing the right travel cover for your trip abroad in minutes.
How to find the right cover for your trip.
How to cancel your package holiday or complain.
Find the cheapest type of policy for your trips.
It’s an insurance policy that can protect you financially if something goes wrong on your trip abroad.
This could include paying for medical care if you have an accident or are unwell, or being compensated for personal belongings that are lost or stolen.
It’s important to get the right type of travel insurance for your circumstances. Here’s how to work out what policy you need.
Decide how often you’ll be travelling and whether to get a policy each time you travel, or one that covers you for the year.
Our guide: Should you get single trip or annual travel insurance? compares the two types of policy.
Consider the type of trip, how long you’ll be away and what activities you’ll be doing.
You can get a policy that covers an individual, a couple, a family or a group.
If you’re going away with your partner and children, family travel insurance could work out cheaper, and if you’re over 70, our guide: How to get travel insurance as you get older is well worth a read.
What’s covered as standard can vary depending on the insurance provider, but most policies cover:
Find out more about what you can get cover for in our guide: Do you need travel insurance?
The following insurers and brokers offer travel insurance:
With so many insurers to choose from, picking the right policy can be tricky. Here are some pointers to help you compare cover:
Although it’s tempting to pick the cheapest policy, it’s not a good idea with travel insurance.
The cheapest policies will offer less cover and have more exclusions.
Don’t scrimp on cover for medical expenses and personal liability as this could cost you dearly without adequate insurance.
You should also pick a policy that covers the cost of your holiday in case you have to cancel, and your belongings in case they go missing or are stolen.
Here’s how to find the best travel insurance for your trip.
Single trip insurance could cost as little as €6 but it’s unlikely to provide the cover you need.
You’ll need to work out what you need cover for, and find a policy that includes enough financial protection for you and your holiday.
Don’t opt for the cheapest policy you can find, or you may end up paying for it later if you have to claim.
It depends on the insurer. Most insurance providers cover trips lasting up to 30 days, but you could find cover up to 60 days if you shop around.
If you buy an annual travel insurance policy, you’re covered for multiple trips but only up to the maximum duration per trip, and total duration for the year.
If you need continuous cover for longer, backpacker insurance usually lasts up to a year, but can last up to two years.
You should get travel insurance as soon as you book your trip.
This will cover you if something happens before your trip starts that means you have to cancel your holiday e.g. you or a relative becomes seriously ill.