Mortgage guides

Whether you’re a first time buyer, moving home or remortgaging, our guides cover everything you need to know, and can help you make the biggest savings.

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Your complete guide to mortgages

Whether you’re buying your first home, switching mortgages, or moving, this guide has everything you need to help you prepare. Here’s how the mortgage process works from start to finish.

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How to switch to a better mortgage deal

Switching your mortgage could save you thousands of euro in interest, or help you reduce your loan term. Here’s how to find the best switcher mortgage.

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How much can you borrow with a mortgage?

If you want to get a mortgage in Ireland, you’ll need to know how much you can borrow. Here are the borrowing limits, exceptions, and what lenders are likely to lend you.

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What insurance do you need with your mortgage?

Getting the right insurance to protect you and your home financially is vital. Here’s the insurance you need, and other types also worth considering.

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Should you choose a cashback mortgage?

Buying a property can drain your finances, so taking out a cashback mortgage could provide a cash boost when you need it most. Here’s all you need to know about cashback mortgages in Ireland.

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Your guide to Stamp Duty in Ireland

When you buy a home in Ireland you’ll have to pay a tax called stamp duty. Here’s how stamp duty works and how much it’ll cost you.

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A guide to self build mortgages in Ireland

If you dream of building your own home, a self build mortgage could help make it a reality. Here’s how they work, how much you can borrow, and what insurance you need.

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Should you overpay your mortgage?

Overpaying your mortgage could save you thousands of euro in interest, and help pay off your balance years earlier. Here’s how to overpay and how much you could save.

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How to get a mortgage if you have bad credit

Getting on the property ladder with a poor credit history can be tough. Here are some ways to improve your chances of getting a mortgage with bad credit.

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How to prepare for a mortgage application

The right preparation can significantly improve your chances of being approved for a mortgage. Here are 7 steps to help you prepare for a mortgage application.

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How to get a mortgage Approval in Principle in Ireland

Getting a mortgage approval in principle is a step closer to buying your new home or remortgaging. Here’s how to apply and what to do if you’re not approved.

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How to get a mortgage if you’re self employed

If you run your own business or work for yourself, proving your income and getting a mortgage can sometimes be tricky. Here’s what you need to know about getting a mortgage when you’re self employed.

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How do mortgage deposits in Ireland work?

Before you can get a mortgage to buy a home in Ireland you’ll need a deposit. Here’s how they work and how much you’ll need to have saved.

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Should you get an interest only mortgage?

An interest only mortgage could be a more affordable way to buy a property in Ireland. Here’s how they work and what you need to know before you apply.

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What the Ulster Bank closure means for you

Ulster Bank has announced it plans to wind down its business in Ireland and close branches over the coming years. Here’s what the Ulster Bank announcement means for you.

Warning: If you do not keep up your repayments you may lose your home. Warning: The cost of your monthly repayments may increase. Warning: You may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period. The payment rates on this housing loan may be adjusted by the lender from time to time. (applies to variable rate loans only) Information provided and Interest rates quoted valid at 11/05/2021