Mortgages

Your moving house checklist

Moving home can be a difficult juggling act. Our house move checklist can guide you through the steps to make your move stress-free and simple.

Easy steps to plan your move

Here’s everything you need to consider when moving home, in 15 easy steps.

  1. Confirm your moving day with your landlord, solicitor or conveyancer.
  2. Get van hire or removal quotes and book as soon as you’ve got a moving date to get the best price.
  3. Book time off work for moving day; and bear in mind you may need several days off for moving, cleaning & unpacking.
  4. Arrange childcare or any help you need in advance to help moving day run as smoothly as possible.
  5. Create a packing schedule and list the rooms to clear; this is especially important if you work full time and only have weekends to sort out, pack and clean. Source boxes in advance for packing your belongings.
  6. Declutter & clear out; contact local charities to arrange for unwanted furniture or household items to be dropped off or picked up.
  7. Start packing; tackle one room at a time as per your schedule. Pack away ornaments, books, CDs and personal belongings first and leave items you use daily until last.
  8. Label boxes once filled; make sure fragile items are packed together and labelled clearly. Securely seal any boxes that won’t need to be opened until after your move and store in one room.
  9. Contact utilities and service providers to let them know your moving date and new address. Use our handy Broadband & Energy checklist & Who to Tell & When checklist.
  10. Redirect your mail with An Post to automatically forward post to your new address. This needs to be done at least five days before your move.
  11. Arrange a visit to your nearest recycling centre if you have items to dump or recycle.
  12. Clean and make good any damage to the property; if you rent refer to your signed inventory and carefully check any instructions provided by the landlord for leaving the property.
  13. Create a moving day box; add essential items like drinks, snacks, loo paper, cleaning products, phones and chargers, lightbulbs and basic tools. Make sure your kettle, teabags and milk are easy to access too!
  14. Arrange to pick up keys to your new property; make sure to get any alarm codes, garage, shed and window keys.
  15. Make the move; once you have entered your new property, find the gas, electric and water meter and take a reading. Locate the stopcock and trip switch/fuse box as soon as possible and test in case of emergencies.

Remember to leave your old property as you would want to find your new property.

Who to tell and when

Here’s a checklist of who you need to tell before you move and those you must tell shortly after.

Consider setting up an An Post mail redirection for peace of mind.

Utilities

Before moving After moving  
Water    
Gas    
Electricity    
Waste Services    

Note: Most utilities services advise a change of address notice no more than 30 days in advance.

TV, broadband and phone

Before moving After moving  
Landline Mobile phone  
Broadband    
Digital TV    

Note: Most telecoms services advise a change of address notice no more than 30 days in advance.

Financial services

Before moving After moving  
Mortgage provider Bank accounts  
  Credit cards  
  Personal loans  
  Student loans  
  Car finance  
  Private pensions  
  Loyalty or store cards  
  Savings accounts  
  Premium bonds  

Insurance

Before moving After moving  
Contents insurance Life insurance  
Buildings insurance Health insurance  
  Travel insurance  
  Other insurances  

Government offices

Before moving After moving  
Social Security Benefits (DSP) TV Licence  
Child benefit Revenue  
Local Property Tax (LPT) Register of Electors  

Entertainment

Before moving After moving  
Newsagent Streaming services  
Magazine subscriptions Library  
  Gym or sports clubs  

Health services

Before moving After moving  
  Doctor  
  Dentist  
  Optician  
  Vet  

Travel and transport

Before moving After moving  
  Passport  
  NDLS  
  Vehicle registration  
  Breakdown cover  
  Car insurance  
  Discount travel cards  

Other

Before moving After moving  
Schools Professional memberships  
College/University Unions  
Employer    
Friends & family    

How much will moving house cost?

Legal & estate agency fees make moving house costly, but there are other expenses to consider. You may also need to factor in these costs:

  • Removal firm costs
  • Van hire costs
  • Professional cleaning (if required)
  • New furniture or white goods
  • Utility cancellation or connection fees

The actual move can cost as much as €1,000 if you live in a family home, are moving to another part of the country and hire removal men. If you want help with packing up and disassembling your furniture, it will cost even more.

Doing it yourself is cheaper, but may not be the best choice if you are in a house move chain and short of time. The price of hiring a van varies depending on size so it’s worth shopping around for quotes from several firms.

Another cost to watch out for is early termination fees. If you have to change your energy or broadband provider because your new house is in an area not served by them, be careful you are not stung by early exit fees.

It’s worth jotting down all your additional costs, so you don’t end up with a cash shortfall and end up in overdraft or using your credit card.

What happens if your stuff is damaged in transit?

This depends on whether you choose a removal firm who are fully insured or hire a man with a van who is not insured.

If you opt for a fully insured removals firm, then any damage caused by the removal firm will be covered. However, they will suggest that you cover any single items that are especially valuable.

If you are doing it yourself, you will need to check your contents insurance policy to see if you are covered for moving home. If in doubt, call your insurer and inform them of your plans.

Moving home checklist for broadband and energy

When you move, you’ll need to decide whether to switch to a cheaper deal, or stick with your existing broadband and energy providers, and transfer them to your new place.

Moving broadband

  1. Check broadband eircode: Not all areas have access to the same broadband. Use your new home’s eircode with our broadband availability checker, to see the deals in your new area. If you’re staying with your current provider, you’ll need to check if they serve that location.
  2. Avoid cancellation fees: If you’re already signed up to a broadband package and are looking to switch providers, make sure your contract is finished to avoid incurring early exit fees. Even if your broadband supplier doesn’t serve your new area, you are still liable to early exit fees.
  3. Contact estate agents: If you’re moving to a new build and your eircode isn’t traceable, contact the estate agent or builder if you can to see what kind of broadband can be installed.
  4. Compare new plans: If you work from home or have a large household, you could consider switching to a super fast, full fibre plan if available. If you are moving to a rural area without access to fibre or part fibre connection, consider 5G mobile broadband.
  5. Cancel previous connection: Contact your new home’s previous owners or the estate agents ahead of time to make sure that any old connections there have been cancelled.
  6. Return/pack equipment: If you’re switching providers, you may need to return certain equipment. If you’re staying with the same provider; pack the equipment and bring it with you.
  7. Switch in good time: If you’re switching suppliers, apply for your new plan a few weeks before you move to give providers enough notice to arrange an installation date if needed.
  8. Check installation date: If there aren’t any existing connection points at your new address, a technician may have to install your new broadband connection. Make sure someone over 18 can be at home on that day.

Moving gas and electricity

  1. Contact your current provider: First up, contact your current energy supplier to let them know you’re moving. Giving them at least 30 days notice will help your transfer or switch be as seamless as possible.
  2. Review contract: Even if you’re using the same provider in your new home, your contract could be subject to change. In most cases, you won’t be liable to pay early exit fees but it’s worth double-checking.
  3. Notify new tenants: Let any new tenants know who your current supplier is, if you haven’t already. You can always leave a note if you don’t know who the new tenants will be.
  4. Take a meter reading: You’ll need to submit a final meter reading the day you move out, so your final bill is accurate. You’ll also need to submit a meter reading for your new property, the day you move in. You don’t want to pay for usage that’s not yours.
  5. Switch providers: Once you know your new property’s supplier and your new GPRN and MPRN numbers, you can find the best energy plan and switch to a cheaper deal. Just make sure you’re out of contract so there’s no early exit fees.

How long does a new internet connection take?

It depends on the setup at your new home. Getting internet access could be as simple as plugging in your new router when you arrive.

If you do need a new connection installed however, you don’t want to be waiting too long for the technician visit. Booking an installation date with your provider well ahead of time will help.

It’s a good idea to have a back-up plan in case you’re left without internet while waiting for the install, like a monthly, rolling contract mobile broadband plan, which you can cancel when you need to.

What if my new home has no electricity connection?

If your new home has had no connection for more than two years, you will need to apply to an electricity supplier for a domestic supply agreement.

  • Choose a new supplier. You can use our comparison tool to see what plan you’d like to move to.
  • Contact the Electricity Supply Board Network with the name of your chosen supplier. The ESBN will help get you connected.
  • Have your MPRN and Maximum Import Capacity (MIC) at hand. You can both from the builder or developer.

If your new home has had no connection between six months and two years you’ll need to get the wiring certified by a registered electrical contractor, who can submit a certificate on your behalf.

What if my new home has no gas connection?

Contact Gas Networks Ireland (GNI) to arrange a connection. As the gas network is not available in all parts of the country, you can check GNI’s Gas Network Map to see if it’s available in your area. If gas is available, you can either:

  • Contact GNI to apply and pay for connection works to be carried out
  • Contact a gas supplier to sign up to a service. They can organise a connection with GNI

Compare mortgage rates & deals

Find a range of first time buyer and home mover mortgage deals in Ireland using our comparison.

Warning: If you do not keep up your repayments you may lose your home. Warning: The cost of your monthly repayments may increase. Warning: You may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period. The payment rates on this housing loan may be adjusted by the lender from time to time. (applies to variable rate loans only) Information provided and Interest rates quoted valid at 29/02/2024