Get a quote from The AA, and save up to €320 on your Car Insurance*
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*Online discount for new policies only. Max discount €320; min premium €306.02. ^The “13 insurance schemes” refer to 13 distinct policy quotes generated from a panel of 8 insurers. Further terms apply.
Compare car insurance with the AA
Compare car insurance quotes with our partner, The AA, in three simple steps.
1. Get a quote
Continue to The AA’s secure website and enter details about you, your car and driving history.
2. Compare
Compare 12 policy quotes from seven insurers, looking at price, cover, excess, optional extras and exclusions.
3. Choose
Choose the policy that suits you and arrange your cover directly with The AA when you’re ready.
About the AA
Experience
The AA has provided car insurance for over 40 years and roadside assistance for more than 100 years.
Customer ratings
Positive ratings across Google and Trustpilot, where it holds an ‘Excellent’ 4.3 score.
Comparison panel
The AA compares 12 policy quotes from a panel of seven insurers. It isn’t a whole-of-market comparison.
Customer benefits
AA customers can access fuel discounts and other benefits, subject to the relevant terms and eligibility.
How to switch car insurance
Before choosing a new policy, check your current cover and compare every quote on the same basis. Here’s what to review before switching.
Check your current policy
Start with your renewal notice and policy documents. Note your level of cover, policy excess, optional extras, exclusions, no-claims bonus protection and any additional fees.
This gives you a clear baseline for comparing new quotes.
Prepare your quote details
Have details about your car, licence, driving history, annual mileage, named drivers, previous claims and no-claims bonus ready.
Providing complete and accurate information will help insurers calculate the right price for your circumstances.
Compare quotes like for like
Don’t compare the headline price alone. Check the level of cover, policy excess, optional extras, exclusions, payment fees and no-claims bonus protection included with each quote.
A cheaper quote may provide less cover or have a higher excess.
Switch without a gap in cover
Confirm your new policy and start date before cancelling your existing insurance.
If you switch mid-policy, check whether your current insurer charges a cancellation fee and whether switching could affect that year’s no-claims bonus.
To switch car insurance:
- Compare your renewal quote with your other options
- Check the cover, excess, extras, exclusions and fees
- Choose the policy that suits your needs
- Confirm your new policy and start date
- Cancel your old policy once the new cover is in place
- Keep proof of your no-claims bonus in case it is requested
Five ways to get cheap car insurance in Ireland
Whether you’re a young driver, new to the road or you’ve miles of experience under your belt - here’s some tips for securing cheaper car insurance.
Reduce your risk profile
You can’t change your age or location, but you can prove you’re a safe driver by taking an advanced driving course or having a black box installed.
Downsize your car
Larger cars with powerful engines are usually more expensive to insure. Swap yours for a smaller, newer model to reduce your premium.
Increase your excess
You can choose to pay a higher excess to lower your monthly insurance costs. Just be aware it also means forking out more when you have an accident.
Build your no claims bonus
A discount is given to drivers with a claims-free record and is chalked up over time. Build your no claims bonus (NCB) and reduce premium with a no claims discount.
Shop around for discounts
Buy online, take multi-car insurance or get a black box to enjoy a discount. Declare your claim-free history to bag your no claims discount (NCD).
Guide
Your complete guide to car insurance in Ireland
Buying your first car or switching insurance plans? Here’s our complete guide to help you prepare for the road ahead.
- Part 1 How car insurance works
- Part 2 Types of car insurance
- Part 3 How to reduce the cost of cover
Latest newsNew index reveals differences in car insurance costs
14/07/2026: A new car insurance pricing index from Chill highlights how significantly premiums can vary depending on a driver’s age, experience, location and choice of car.
Based on new-business and renewal policies sold by Chill between June 2025 and May 2026, including fees, the average premium ranged from €584 in Kilkenny to €785 in Longford.
Age also made a significant difference. Drivers aged 17 to 19 paid an average of €2,212, compared with €494 for those aged 60 to 69. However, the price you pay will depend on your individual circumstances and the insurer’s assessment of risk.
Does it cost more to insure your electric car?
Electric car insurance in Ireland is becoming increasingly common, with many insurers now offering policies designed for electric vehicles.
While certain EV models may benefit from lower premiums, electric cars generally cost around 12% more to insure than petrol or diesel vehicles, according to Ayvens.
This may be due to their higher purchase price, specialist repair requirements and the cost of batteries and replacement parts. However, premiums vary considerably depending on the car, driver and insurer.
The best approach is to compare quotes for the specific make, model, and your personal profile, as premiums vary widely, just like with all car insurance.
Specific EV insurance benefits may include:
- Battery cover
- Home charging units and cable cover
- Out-of-charge breakdown assistance
- Discounted premiums
Car insurance FAQs
Find answers to common questions about comparing car insurance, getting a quote and arranging your cover.
Does comprehensive insurance cover you to drive other cars?
Not automatically. Some comprehensive policies include cover for driving other cars, but this is usually third-party only and subject to conditions.
Always check your insurance certificate or policy documents before driving another car.
Which insurers are included on The AA’s panel?
The AA’s current panel lists Allianz, Aviva, AXA, Intact, KennCo, RedClick and Zurich. The panel may change, so check The AA’s remuneration statement for the latest information.
How is your information used when getting a car insurance quote?
Insurers and brokers use the information you provide to calculate your quote and manage your policy if you buy cover. They may also share it with insurers and service providers, as explained in their privacy policy.
Quotes started through this page are handled by The AA. Find out more in The AA’s privacy policy.
Can you retrieve a car insurance quote later?
Yes. You can retrieve your quote using your surname, date of birth and AA reference number, or request a one-time code.
Other types of car insurance
Looking for something different? Read more about van, classic car or leaner driver insurance.
Van insurance
You must get van insurance if you use a van, truck, pickup truck, or jeep for commercial purposes. If you opt for fully comprehensive cover, there are things included as standard and a list of add-ons that cost more.
Classic car insurance
Is designed for cars typically older than 15-25 years, that are only driven occasionally. Just like regular insurance, you can get financial protection against accidental damage, third-party, and fire and theft claims.
Learner driver insurance
Is a licence that allows you to start learning to drive. There are different permits for different types of vehicle, so make sure you apply for the right one.
Breakdown rescue
Also known as roadside assistance or breakdown cover, breakdown rescue is a type of insurance that covers repair or recovery costs if your vehicle breaks down.