Get a quote from The AA, and save up to €280 on your Car Insurance^
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^Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €280 incl. fee & commission write off applies. Subject to a minimum premium of €306.02. Only available online and only for new customers.
Guide
Your complete guide to car insurance in Ireland
Buying your first car or switching insurance plans? Here’s our complete guide to help you prepare for the road ahead.
- Part 1 How car insurance works
- Part 2 Types of car insurance
- Part 3 How to reduce the cost of cover
Why have we partnered with the AA?
Experts in the field
Offering car insurance for over 40 years, and roadside rescue for over 100 years.
Tried and trusted
Excellence rating in online reviews including Google and TrustPilot.
Exceptional value
Ireland’s most competitive car insurance broker, 2023.*
Exclusive perks
Online discounts, benefits and customer rewards as standard.
*Based on recent market research carried out by Consumer Intelligence in July 2023, across a range of leading insurance providers and across 550 risk categories, The AA were ranked number one Car Insurance Broker in Ireland when it comes to competitive prices.
How to get cheaper car insurance
Whether you’re a young driver, it’s your first time on the road or you’ve miles of experience under your belt - here’s come tips for securing cheaper car insurance.
Opt for a black box
A black box is a device that monitors your driving. It measure things like speed, braking, and how many trips you take. It can be a good way to prove you’re a safe driver, and reduce your risk profile.
Reduce the size of your car
Larger cars with powerful engines are usually more expensive to insure. Swap yours for a smaller, newer model to reduce your premium.
Increase your excess
You can choose to pay a higher excess to lower your monthly insurance costs. Just be aware it also means forking out more when you have an accident.
Build your no claims bonus
A no claims discount is given to drivers with a claims-free record and is built up over time. Build your no claims bonus and reduce your premium with a no claims discount.
Latest
Car insurance prices up 11%, and rising 15 times the rate of inflation
08/11/2024: Motor insurance premiums rose again by 11% in 12 months to October. Latest data from the Central Statistics Office (CSO) shows insurance prices are rising around 15 times higher than the general rate of inflation - which was 0.7% during the same period.
Premiums were up by 0.9% in October compared with the previous month, and motorists are now experiencing the 14th consecutive month of insurance price hikes.
Other types of car insurance
Looking for something different? Read more about van, classic car or leaner driver insurance.
Van insurance
You must get van insurance if you use a van, truck, pickup truck, or jeep for commercial purposes. If you opt for fully comprehensive cover, there are things included as standard and a list of add-ons that cost more.
Classic car insurance
Is designed for cars typically older than 15-25 years, that are only driven occasionally. Just like regular insurance, you can get financial protection against accidental damage, third-party, and fire and theft claims.
Learner driver insurance
Is a licence that allows you to start learning to drive. There are different permits for different types of vehicle, so make sure you apply for the right one.
Breakdown rescue
Also known as roadside assistance or breakdown cover, breakdown rescue is a type of insurance that covers repair or recovery costs if your vehicle breaks down.