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If your boiler breaks you could be without heating or hot water, boiler cover ensures you can get it fixed without a hefty bill. Here’s what boiler service plans cover and how to work out if they’re worth it.
It’s a type of insurance cover that protects your boiler and pays for repairs or a replacement should something go wrong.
Most energy suppliers in Ireland offer boiler cover protection plans as an added extra, that you normally pay for as part of your energy bill each month.
Boiler servicing plans vary from one supplier to another, but can cover:
Get 365 day a year boiler cover with Bord Gais Energy.
Most energy suppliers offer boiler cover or boiler care plans, but they all offer slightly different levels of protection.
Some of the key things to check for are:
It’s also worth checking if your existing energy supplier offers a discount on their boiler cover, and if your home insurance includes boiler cover (this may be under emergency repairs or home assistance).
Get an extra 14% off Bord Gais Energy boiler care if you’re an existing energy customer.
There are two main alternatives:
This is when you wait until a problem occurs with your boiler and pay for it to be repaired.
You can get one off repairs to fix your boiler from most Irish energy suppliers as well as independent plumbers and gas technicians.
However, depending on what’s gone wrong and whether or not you need new parts the cost can vary substantially.
A simple fix could end up being relatively cheap, but if you need replacement parts and it will take several hours work the price can quickly add up.
If your boiler can’t be repaired, or repairs are going to be very expensive, you could choose to buy a brand new boiler instead. A new boiler should last between 10-15 years.
A new boiler could cost anywhere between €500 and €2,500, depending on the make, model and type of boiler you need. Installation will typically cost between €500 and €1,500.
*You can sometimes spread the cost of a new boiler by paying in instalments.
If you want the peace of mind of knowing that you have access to expert help to repair your boiler should it stop working then boiler cover is worth considering.
Prices typically start from under €10 a month and if your boiler breaks, having protection in place could save you a bill that runs into the hundreds.
However, if you have a new boiler that is still within your warranty then you may already be covered if there is a fault - although the cover may not be as comprehensive as some dedicated boiler servicing plans.
Most home insurance policies don’t cover boiler breakdown as standard, although you can often add it as an optional extra. Read our guide to find out more about what home insurance covers here.
No, you can take out boiler cover from any provider, although many energy suppliers offer a discount for existing energy customers.
If your boiler cannot be repaired then you will need to order a new, replacement boiler. Most boiler cover plans don’t pay for a brand new boiler if yours cannot be fixed.
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