If you’re hitting the slopes finding the right travel insurance before you ski is crucial. Here’s a closer look at winter sports ski insurance and what extra benefits it offers.
It’s a travel insurance policy that includes extra protection for activities like skiing, snowboarding and tobogganing.
Some standard travel insurance policies exclude these activities because they’re high risk and the cost of medical care on the slopes can be very expensive.
You can add winter sports insurance to both single trip and annual policies, but annual policies usually limit the total number of days you’ll be covered for, so always check this.
For example, an annual insurance policy may only include 14 days of winter sports each year as standard, so if you’re planning a long trip, or several ski breaks look out for this.
On top of the cover you get from a standard travel policy, you’ll also get extra protection for things like:
Always compare winter sports quotes to get the right cover for the cheapest price, follow these steps:
For more help read our guide to choosing the right travel insurance.
Yes, if you claim for cancelling your trip, you will be covered for the costs of any excursions, tours and activities. This includes the cost of ski passes if you can’t get them refunded by the resort.
Some policies will cover you for skiing or snowboarding off piste, but this is usually only if you’re accompanied by a qualified instructor.
Yes, some insurers limit the maximum age you can take out ski insurance. This can sometimes be lower than on a standard policy because of the greater risk of injury. It can become more difficult to get cover over 65, so always check for age restrictions before you get a quote.
This varies, but most policies include skiing, snowboarding and tobogganing as standard. You can also usually find cover for other activities like glacier trekking, cat skiing, ice skating and snowmobiling.
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