The Bank of Ireland offers a range of credit cards to suit all types of borrowers, including travel enthusiasts, students, new and existing customers.
The credit cards with the lowest typical APR (Annual Percentage Rate) are shown first
Here’s a summary of the headline features of each Bank of Ireland credit card offer.
Linked to Aer Lingus and designed for the seasoned explorer, the Aer credit card is ideal if you love to travel abroad.
You can enjoy a bunch of travel perks worth €267 for just €7.99 a month, including:
Terms and conditions apply to these benefits, check the Bank of Ireland website for details.
If you want to support your college then the Bank of Ireland range of affinity credit cards could be for you. These cards are affiliated with selected colleges across Ireland, including:
You can nominate the college you want to support, and Bank of Ireland will make a donation when you sign up, and each subsequent year (while the card’s active) to your University’s alumni fund.
You’ll also get a smart looking card branded with your chosen college.
There’s no annual fee in addition to the annual Government Stamp Duty levy and you’ll get all the benefits you’d expect, for example:
The classic card is suitable for everyday spending with no transaction fees or annual fee (except for the annual Government Stamp Duty of €30).
Better still, you’ll get 0% on purchases for six months or 0% on balance transfers for seven months when you sign up.
This card comes with an instalment plan option that lets you spread the cost of larger purchases of €250+ over 6, 12 or 24 set monthly payments, at a much lower interest rate. It’s easy to apply online for this option or call to set it up.
This is Bank of Ireland’s lowest interest rate card and is only available for existing customers. It’s a premium credit card that’s subject to a higher salary requirement.
You’ll be rewarded with 0% on purchases for six months or 0% on balance transfers for seven months with this card, and can also benefit from the instalment plan option.
For a small annual fee, here are some of the extras you can take advantage of:
This lets you borrow funds while you’re studying, capped at €500 in your first two years and €1,000 in year three and beyond.
You won’t pay any interest on purchases for the first six months and there’s no account fee.
Here are some more top features of the Bank of Ireland student card:
Work out what features you need and choose a card that offers them at the lowest interest rate.
Bank of Ireland offers a good selection of cards with a range of different benefits, at competitive rates. It’s easy to apply online and you’ll get a decision within 24 hours.
They also have a commitment to good customer service and encourage you to give feedback via their customer careline, to enable them to resolve any issues promptly.
To make sure you choose the right credit card, compare Bank of Ireland cards against cards from other providers, using our credit card comparison.
The Bank of Ireland has a longstanding history dating back to 1783 and is regulated by the Central Bank of Ireland.
Select the card you want and apply online by completing a credit card application form.
Alternatively, you can call the lending team on 0818 200 334 or visit your local branch.
It’s available to review on your 365 online profile or via the Bank of Ireland app.
You can also print and save e-statements as a PDF whenever you like.
There’s a simple credit card increase form to complete online that takes just a few minutes.
You should find out whether you’ve been approved or declined within one working day of applying.
You can request an increase to your credit card balance every six months.
If you’re having difficulty getting more credit, you can check your credit record for free.
If you make a purchase of €250 or more, you can apply to pay it off in instalments at a reduced interest rate.
Complete this request form and confirm the amount to pay off and the term you want.
You’ll need to ensure it’s set up before your next payment is due. This option isn’t available on the Student credit card.
Find the top 0% purchase & balance transfer deals with our credit card comparison.