Credit card providers in Ireland
Compare these providers in Ireland to find the best credit card for your needs. Whether you’re looking for a 0% purchase card or to transfer your balance from an existing card, we make it easy to find the right card for you.
How many credit card providers are there in Ireland?
There are six credit card providers in Ireland.
- Allied Irish Bank (AIB)
- An Post
- Avant Money
- Bank of Ireland
Which credit card provider has the longest 0% balance transfer period?
The An Post Classic credit Card has a 12-month balance transfer period.
Which credit card provider has the longest 0% purchases period?
An Post Flex credit card has 0% purchases for 9 months, followed by Bank Of Ireland has 0% for 6 months purchases with their Platinum Advantage, Classic and Aer Credit Cards.
Which credit card provider offers the highest credit limit?
How much do providers charge for a credit card?
Most providers don’t charge an account fee for your credit card, but you may have to pay an annual or monthly account fee for some premium cards.
All credit card providers in Ireland also have to charge a ‘Government Stamp Duty’ on your credit card account. The current stamp duty rate for credit cards is €30 per year per credit card account.
How do you apply for a credit card?
You can apply for a credit card with your own bank or another provider. If you apply for a credit card with your bank, it will be a simpler process but not automatically the best card for your needs.
The first step is usually an eligibility check. You will need to provide basic income and outgoings information and the provider will let you know whether your application is likely to be accepted.
For the full application, you’ll need to provide further personal and financial information.
For more information about how to apply, visit our Credit Cards page where you can compare all of the best credit card offers and find out how to get a credit card in Ireland.