AIB
AIB provide full personal and business banking services and offer a range of credit cards for all needs, including the low interest CLICK Visa Card, ‘be’ Visa, Platinum Visa Card, and the AIB Student Card.
An Post Money
An Post Money offer a banking service that’s available at 900 post offices around Ireland. They offer the An Post Money Credit Card by Avantcard that offers 0% on Balance Transfers.
Avantcard
Avantcard is a digital-only lending platform that offers credit cards. The Avantcard One gives an introductory 0% on purchases and balance transfers and the Avantcard Reward+ offers cashback and rewards.
Bank of Ireland
The Bank of Ireland provides personal and business banking. They offer the widest choice of cards in Ireland; the Aer Credit Card, Classic Credit Card, Platinum Credit Card, Affinity Credit Card and Student Credit Card.
Chill Money
Chill Money is a subsidiary of Chill Insurance. They’ve teamed up with online lender, AvantCard to offer the Chill Money Credit Card with an introductory 0% balance transfer and 0% purchases offer.
KBC
KBC Bank Ireland plc is a ‘digital first’ bank. They offer two cards, the Credit Card with an introductory 0% balance transfer and the Student Credit Card, designed for young people studying.
Permanent TSB
Permanent TSB of Ireland is a trustee savings bank offering the ICE Visa Credit Card which has an introductory 0% balance transfer and purchases rate plus GoREWARDS for cashback and special offers.
Ulster Bank
Ulster Bank provides personal and business banking and offer three credit cards to cater for all financial needs; the Classic Credit Card, the Student Credit Card and the travel-friendly Black Credit Card.
How many credit card providers are there in Ireland?
There are eight credit card providers in Ireland.
- Allied Irish Bank (AIB)
- An Post
- Avantcard
- Bank of Ireland
- Chill Money
- KBC
- Permanent TSB
- Ulster Bank
Compare the best credit cards in Ireland
Find the top 0% purchase & balance transfer deals with our credit card comparison.
Which credit card provider has the longest 0% balance transfer period?
The Black Card by Ulster Bank and An Post Credit Card both have a 12-month balance transfer period.
Which credit card provider has the longest 0% purchases period?
Bank Of Ireland have 0% for 6 months purchases with their Platinum Advantage, Classic and Aer Credit Cards.
The Black Credit Card by Ulster Bank also offers an introductory rate of 0% for 6 months.
Which credit card provider has the lowest APR?
Allied Irish Bank currently have Ireland’s lowest APR credit card with a rate of 13.8% on their AIB CLICK Visa Card.
Which credit card provider offers the highest credit limit?
Your credit limit will depend on your credit score and financial history. Find out how credit limits work in our guide.
How much do providers charge for a credit card?
Most providers don’t charge an account fee for your credit card, but you may have to pay an annual or monthly account fee for some premium cards.
All credit card providers in Ireland also have to charge a ‘Government Stamp Duty’ on your credit card account. The current stamp duty rate for credit cards is €30 per year per credit card account.
How do you apply for a credit card?
You can apply for a credit card with your own bank or another provider. If you apply for a credit card with your bank, it will be a simpler process but not automatically the best card for your needs.
The first step is usually an eligibility check. You will need to provide basic income and outgoings information and the provider will let you know whether your application is likely to be accepted.
For the full application, you’ll need to provide further personal and financial information.
For more information about how to apply, visit our Credit Cards page where you can compare all of the best credit card offers and find out how to get a credit card in Ireland.