Compare these providers in Ireland to find the best credit card for your needs. Whether you’re looking for a 0% purchase card or to transfer your balance from an existing card, we make it easy to find the right card for you.
Chill Money is a subsidiary of Chill Insurance. They’ve teamed up with online lender, Avant Money to offer the Chill Money Credit Card with an introductory 0% balance transfer offer.
KBC Bank Ireland plc is a ‘digital first’ bank. They offer two cards, the Credit Card with an introductory 0% balance transfer and the Student Credit Card, designed for young people studying.
Ulster Bank provides personal and business banking and offer two credit cards to cater for all financial needs; the Classic Credit Card and the travel-friendly Black Credit Card.
There are eight credit card providers in Ireland.
The Black Card by Ulster Bank and An Post Credit Card both have a 12-month balance transfer period.
Bank Of Ireland have 0% for 6 months purchases with their Platinum Advantage, Classic and Aer Credit Cards.
The Black Credit Card by Ulster Bank also offers an introductory rate of 0% for 6 months.
Most providers don’t charge an account fee for your credit card, but you may have to pay an annual or monthly account fee for some premium cards.
All credit card providers in Ireland also have to charge a ‘Government Stamp Duty’ on your credit card account. The current stamp duty rate for credit cards is €30 per year per credit card account.
You can apply for a credit card with your own bank or another provider. If you apply for a credit card with your bank, it will be a simpler process but not automatically the best card for your needs.
The first step is usually an eligibility check. You will need to provide basic income and outgoings information and the provider will let you know whether your application is likely to be accepted.
For the full application, you’ll need to provide further personal and financial information.
For more information about how to apply, visit our Credit Cards page where you can compare all of the best credit card offers and find out how to get a credit card in Ireland.