Avant Money

Avant Money credit cards

Avant Money offers two credit cards to borrowers in Ireland. They share some great features, but one may be more suitable than the other, depending on your situation.

Avant Money Credit Cards

Up to 25% interest refund on Reward+ card

0 percent interest

0% balance, purchases & money transfers on One card

Why choose an Avant credit card?

Avant cards offer a range of spending features to suit your financial needs, but you’ll also get:

  • Access to the Avantages loyalty programme
  • Secure online shopping with 3D Secure 2 factor authentication
  • Up to 56 days of no interest on purchases*
  • The option to add three extra cardholders to your account for free
  • The ability to track your spending using your My Avant Money account

*You need to pay your balance off in full and on time each month.

What credit cards are on offer?

There are two cards on offer, tailored to different spending needs and habits. Choose from the One card, ideal for balance transfers, and the Reward+ card designed for regular spending.

One card

This card has one of Ireland’s best interest-free introductory offers. It’s the ideal choice for:

  • making purchases
  • transferring your existing credit card balance
  • money transfers
  • cashback

Get €150 credited to your account when you complete a balance transfer of at least €1,000 within 90 days of account opening.

You’ll be credited within 6 months of opening your account.

One Card
One Card
0% for 9 months
Balance Transfers
0% for 3 months
Purchases
22.9%
Typical APR
€150 cashback i
Offer valid from 2nd February 2024. €150 cashback on One Card subject to a balance transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded. T&C's apply.
0% on Money Transfers for 12 months
Avantages® loyalty programme i
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Reward+ card

The Reward+ card offers a €150 cashback, plus get rewarded every month with a 25% interest refund.

  • Enjoy €150 cashback when you spend €500 in the first 3 months of your account opening.
  • Earn a refund of up to 25% on interest charged for purchases. Refunds are payable monthly to a maximum of €24 per statement.
Reward+ Card
Reward+ Card
-
Balance Transfers
-
Purchases
22.9%
Typical APR
€150 cashback i
Offer valid from 2nd February 2024. €150 cashback subject to minimum monthly spend of €500 in first three months with cashback payable within six months of account opening. Certain transactions are excluded. T&C's apply.
Up to 25% interest refund i
Up to 25% interest refund every month. The 25% interest refund is payable on the interest charged on purchase transactions on your monthly statement. Refunds are payable a month in arrears to a maximum value of €24 per statement.
Avantages® loyalty programme i
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

What is the Avantages loyalty programme?

It gives all Avant credit card customers access to:

  • over 300 offers with partner brands
  • discounts and savings at the Avantages e-store
  • exclusive experiences and competitions with big prizes
  • a library of courses, blogs and articles

You’ll need to register your card and set up your online Avant Money account. Once you’ve done this, you can sign up for Avantages and start banking your rewards.

More about Avant Money

They started out under the brand name of MBNA, then Avantcard and now Avant Money and they’re supported by their Spanish parent company, Bankinter.

They offer mortgages, credit cards and personal loans and what they do is underpinned by their five core values: Simplicity, Teamwork, Caring, Trust and Daring.

Avant Money credit card FAQs

How long will my Avant credit card take to arrive?

It will take 5 to 7 working days to reach you from when you order it.

How do I do a money transfer from my Avant card?

Log into My Avant Money or call 071 959 4051 to request a transfer.

  • For balance transfers provide the details of the card with the balance you are transferring.
  • For money transfers provide your BIC and IBAN details of the account you wish to receive it.

Funds may be transferred as soon as the following day but may take up to two business days.

Can I use my Avant credit card with Google and Apple Pay?

Yes, you can use an Avant credit card with Google and Apple Pay. Simply add your card to your Apple wallet to make payments using your iPhone, Apple Watch, iPad and Mac - or to the Google Pay app to make payments via your Android device.

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Typical Annual Percentage Rate (APR) is based on purchases of €1,500 and a credit limit of €1,500 plus annual Government Stamp Duty of €30. Data valid as of 07/06/2024