Avant Money

Avant Money credit cards

Avant Money offers two credit cards to borrowers in Ireland. They share some great features, but one may be more suitable than the other, depending on your situation.

Avant Money Credit Cards

Up to 25% interest refund on Reward+ card

0 percent interest

0% balance, purchases & money transfers on One card

Why should you choose an Avant credit card?

Avant cards offer a range of spending features to suit your financial needs, but you’ll also get:

  • Access to the Avantages loyalty programme
  • Secure online shopping with 3D Secure 2 factor authentication
  • Up to 56 days of no interest on purchases*
  • The option to add three extra cardholders to your account for free
  • The ability to track your spending using your My Avant Money account

*You need to pay your balance off in full and on time each month.

What credit cards are on offer?

There are two cards on offer, tailored to different spending needs and habits. Choose from the One card - ideal for balance transfers, and the Reward+ card - designed for regular spending.

One card

This card has one of Ireland’s best interest-free introductory offers. It’s the ideal choice for:

  • making purchases
  • transferring your existing credit card balance
  • money transfers
  • cashback

Get €150 cashback when you spend when you spend €500 in the first 3 months of opening your account.

Find out more about the card’s benefits on the Avant Money website.

One Card
One Card
0% for 9 months
Balance Transfers
0% for 3 months
Purchases
22.9%
Typical APR
€150 cashback i
€150 cashback subject to minimum monthly spend of €500 in the first three months with cashback payable within six months of account opening.
0% on Money Transfers for 12 months
Avantages® loyalty programme i
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Reward+ card

The Reward+ card offers a €150 cashback, plus get rewarded every month with a 25% interest refund.

  • Enjoy €150 cashback when you spend €500 in the first 3 months of your account opening.
  • Earn a refund of up to 25% on interest charged for purchases. Refunds are payable monthly to a maximum of €24 per statement.
Reward+ Card
Reward+ Card
-
Balance Transfers
-
Purchases
22.9%
Typical APR
€150 cashback i
€150 cashback subject to minimum monthly spend of €500 in the first three months with cashback payable within six months of account opening.
Up to 25% interest refund i
Up to 25% interest refund every month. The 25% interest refund is payable on the interest charged on purchase transactions on your monthly statement. Refunds are payable a month in arrears to a maximum value of €24 per statement.
Avantages® loyalty programme i
Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

* €150 cashback subject to a minimum monthly spend of €500 in the first three months with cashback payable within six months of account opening. **25% interest refund rewarded for making your minimum payment.

What is the Avantages loyalty programme?

It gives all Avant credit card customers access to:

  • over 300 offers
  • discounts and cashback offers from hundreds of your top pick brands
  • exclusive experiences and competitions with big prizes up for grabs
  • a bank of courses, blogs and articles

You’ll need to register your card and set up your online Avant Money account. Once you’ve done this, you can sign up for Avantages and start banking your rewards.

How to do a balance transfer

If you’ve got other credit card balances you’re paying interest on, it’s easy to do a balance transfer and move what you owe over to Avant Money.

Simply call with the details of the card and balance you’re transferring over and Avant will sort the rest.

The cut-off for next day transfers is 14:30 in the week, after that or during weekends and public holidays it’s two working days.

More about Avant Money

They started out under the brand name of MBNA, then Avantcard and now Avant Money and they’re supported by their Spanish parent company, Bankinter.

They offer mortgages, credit cards and personal loans and what they do is underpinned by their five core values: Simplicity, Teamwork, Caring, Trust and Daring.

Avant Money credit card FAQs

How long will my Avant credit card take to arrive?

It will take 5 to 7 working days to reach you from when you order it.

How do I do a money transfer from my Avant card?

If you need to transfer funds from your credit card directly into your current account, just call the Avant Money team and they will arrange it all for you.

Call before 14:30 in the week and the funds will be transferred in one working day. After 14:30, at the weekend and on bank holidays it’s two working days.

Can I use my Avant credit card with Google and Apple Pay?

Yes, from December 2023 you can use an Avant credit card with Google and Apple Pay. Simply add your card to your Apple wallet to make payments using your iPhone, Apple Watch, iPad and Mac - or to the Google Pay app to make payments via your Android device.

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Typical Annual Percentage Rate (APR) is based on purchases of €1,500 and a credit limit of €1,500 plus annual Government Stamp Duty of €30. Data valid as of 28/02/2024