Avant Money

Avant Money loans

Avant Money offer a wide range of loans including personal loans, home improvement loans and refinance loans that can be flexed to suit your needs.

Why choose an Avant Money personal loan?

Avant Money is a trusted, award-winning finance company offering flexible, competitive rates on a range of loans.

Highlights include:

  • Flexible loan amounts: Borrow between €5,000 and €75,000 at competitive rates.
  • Flexible loan terms: Choose your amount and term up to seven years for complete control over your monthly repayments.
  • Longer terms for home improvement: Borrow up to 10 years for home improvement and refinance loans over €20,000.
  • Fixed interest rates: You’ll know upfront exactly what the loan will cost you and there’s no threat of any rate hikes round the corner.
  • No early repayment fees: If you can overpay or clear the balance before the term ends, you’ll save money in interest.
  • A quick approval process: You’ll get a decision in minutes after submitting a fully completed application form.

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Types of loan from Avant Money

  • Personal loan Borrow for up to 7 years, enjoy flexible terms and repay early
  • Home Improvement loan Transform your home with 10 year, low rate loans up to €75k
  • Car loan Borrow for up to 7 years to buy your car outright, no hidden fees
  • Refinance loan Streamline your finances and consolidate debt on your terms

What can you use an Avant Money loan for?

Avant’s versatile loans can be used for any of these things and more:

  • A car or vehicle
  • Home improvements
  • Refinancing
  • Education
  • Special occasions
  • Medical expenses

Use our online loan calculator to see what your loan will cost and how much you could save compared to other lenders.

How to apply for an Avant loan

The easiest way to apply is online, but if you’d rather speak to someone, you can call their loans team.

1. Confirm the loan details

Select the reason for your loan and set the loan amount and term you need. You can also alter monthly repayments to find out how much you can afford to borrow.

You’ll be shown an illustrative example of the:

  • rate of interest
  • monthly repayments
  • cost of credit
  • total amount repayable

2. Check your eligibility

Answer some quick eligibility check questions to see if you can afford the repayments. You’ll get a result straight away and if it’s all good, you can go ahead and complete the application form.

3. Complete the application form

You’ll need some documents to hand such as payslips, bank statements and ID. The form covers everything from personal details to your job, income and expenses.

4. Wait for a decision

According to Avant Money, you’ll receive a decision in minutes after submitting a fully completed application form. They’ll consider all the information you’ve provided and use it to decide if they can lend to you and what rate of interest they can offer.

Once your application has been approved, you’ll need to upload some documents using the link sent to you by email.

Looking for a smaller loan?

If you don’t need to borrow as much as €5,000, there are other options available.

A credit card can be used for large or small purchases or even to pay off existing debt.

Our guides cover all you need to know about credit limits and the different types of credit cards you can get.

Avant offers two credit cards, the One Card and Reward+ Card which you can find out more about on our Avant Money credit card page.

You could also compare credit cards from other providers using our comparison.

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About Avant Money

Regulated by the Central Bank of Ireland, Avant Money has been offering consumer finance products since 1997. These include credit cards, loans, and mortgages.

They were originally known as MBNA, then Avantcard, and since offering mortgages to their customers they’ve been Avant Money.

Avant Money FAQs

Can I pay my Avant Money loan off early?

Yes and there are no early repayment fees to worry about.

Do I have to make my repayments by Direct Debit?

Yes. An agreed payment schedule will be set up, outlining your monthly Direct Debit payments for the loan term.

Will I be charged if I miss a loan payment?

Yes. There’s a fee if your monthly payment isn’t received on time. Check the terms and conditions of the loan for details.

You can call the loans team to make a debit card payment over the phone in this instance.

If you’re struggling to make your monthly repayments, contact the loans team immediately and they will try to find a solution.

Compare loans today

It only takes a few minutes to find the best loan for your borrowing needs.

Warning: The cost of your monthly repayments may increase. Warning: you may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not keep up your repayments you may lose your home. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Information provided and Interest rates quoted valid at 19/07/2024