Compare lenders in Ireland

We compare banks and lenders in Ireland to allow to you find the best personal and home improvement loans.

AIB

AIB

AIB provide full personal and business banking services and offer a range of loans including personal loans, home improvement loans and car loans at competitive rates. Online loans can be approved within 3 hours.

An Post Money

An Post Money

An Post Money offer a banking service that’s available at 900 post offices around Ireland. They offer fair, low fixed rate loans with eligibility approval in seconds. Special green loan rates are available for electric cars and home energy upgrades

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Avant Money

Avant Money

Avant Money is a branch of Bankinter and a digital-only bank that offers credit cards, loans and mortgages. With competitive rates and flexible payment terms, they promise no early repayment fees.

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Bank of Ireland

Bank of Ireland

The Bank of Ireland provides personal and business banking. They offer a range of low-cost loans including personal, car and green home improvement loans with the option of making extra repayments to clear your loan early.

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PTSB

PTSB

PTSB is a trustee savings bank offering a range of loans including personal, home improvement and cash-secured loans. Current account holders can get cash paid into their accounts instantly.

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Revolut

Revolut

Revolut is a digital banking service that offers a range of financial services via a mobile app. They offer flexible loans at low rates for between €2,000 and €30,000 with fees visible in the Revolut app.

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Where can you get a loan in Ireland?

Loans are available from banks, building societies, loan brokers and money lending companies. You can also apply for a loan with the Credit Union, which offers low interest rates and similar terms.

Switcher.ie’s free loan comparison allows you to compare six leading loan providers.

Check loan rates and costs from these banks:

  • AIB
  • An Post Money
  • Avant Money
  • Bank of Ireland
  • PTSB
  • Revolut

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How to compare lenders

Our comparison tool and loans calculator allows you to compare each lender using your required loan amount and repayment term.

Compare the following features for each lender to help you choose the cheapest loan.

  • Typical APR (Annual Percentage Rate)
  • Total repayment
  • Monthly cost

Choosing the right lender

The best lender for you will depend on your financial circumstances and credit rating.

Here’s what you can do to ensure you use the best lender for your borrowing needs.

  • Check for exclusive rates with your current bank: Some lenders offer favourable rates or exclusive loan products for existing customers. It’s worth checking out interest rates from your bank or building society first.
  • Check eligibility criteria: To qualify for a loan, you must be over 18 and a resident of the Republic of Ireland. A lender will decide whether you’re eligible for a loan based on repayment capacity, financial status, and a credit check with the Central Credit Register (CCR), but approval may differ depending on the lender’s criteria.
  • Use a loan calculator: Your loan’s interest rate and total cost will depend on how much you borrow and how long for. Use our loans calculator to find out the lender’s typical APR and loan costs based on your specific borrowing needs.
  • Compare typical interest rates: The lender will set the interest rate based on your ability to repay and credit history; however, you can get a fair idea of the interest rate by looking at the ‘typical APR’.
  • Find out about extra fees and charges: Some lenders may charge for set up or demand early repayment fees. Late payment or missed payment fees will also differ between lenders. Check out the fine print before you apply so there are no surprises later.
  • Check the lender is authorised by the Central Bank of Ireland: The Central Bank of Ireland must regulate all lenders. You can check a lender by using the Central Bank of Ireland’s Financial Service Provider Register Search.

Compare loans today

It only takes a few minutes to find the best loan for your borrowing needs.

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Warning: The cost of your monthly repayments may increase. Warning: you may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not keep up your repayments you may lose your home. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Information provided and Interest rates quoted valid at 13/06/2025