An Post Money loans

Whether you’re planning a new kitchen or booking a dream holiday, An Post Money is a lender you can trust to offer a low-rate loan on your terms.

Why get a loan with An Post?

An Post offer fixed, low rate loans which allow you to budget and borrow with confidence. You’ll also benefit from:

  • Repayment periods on your terms
  • A fully online, simple application
  • Quick loan approval in principle
  • Money in your account as soon as next business day
  • No hidden fees, set-up or early repayment charges
  • Award-winning customer service based in Ireland

Find our lowest rate loans

What loans do An Post Money offer?

An Post Money offers two types of unsecured loans at fixed-rates. The An Post personal loan can be used for any purpose, and the An Post Green loan is designed for home energy upgrades.

Personal loans

With an An Post Money personal loan you can borrow between €5,000 and €75,000 and set your repayment period up to 7 years.

You can use an An Post loan can for almost any purpose, including:

  • buying a car
  • home improvements
  • holidays
  • weddings
  • dental or medical work

Loan terms are capped at 2 years for a holiday loan and extend to 10 years for a home improvement loan over €20,000.

Green loans

With a green loan from An Post you could borrow between €5,000 and €75,000 for home energy upgrades and get a discounted rate.

You may qualify for a green loan if you:

  • apply for an SEAI home energy grant
  • provide proof that over 50% of loan was used to complete upgrades
  • complete work within 8 months and obtain a SEAI declaration of works
  • conduct a Building Energy Rating (BER) survey

You can borrow for up to 10 years, depending on the loan amount.

Compare home improvement loans

Electric car loans

Enjoy a new electric car or plug-in hybrid with a competitive loan and SEAI grant.

A Post makes it affordable and simple to drive electric.

All you need to do is:

  1. Check out grant-eligible electric cars available in Ireland
  2. Choose your make and model
  3. Visit car dealers and get quotes for comparison
  4. Apply online for your An Post Money Electric Car Loan

About An Post Money

An Post Money provides a range of financial services including savings, credit cards and foreign currency. All banking services can be managed via one of their 900 community Post Offices.

An Post acts as a credit intermediary on behalf of Avantcard DAC and is authorised as a credit intermediary by The Competition and Consumer Protection Commission. Avantcard DAC trading as Avant Money is regulated by the Central Bank of Ireland.

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Warning: The cost of your monthly repayments may increase. Warning: you may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not keep up your repayments you may lose your home. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Information provided and Interest rates quoted valid at 19/07/2024