What loans do PTSB offer?
Here’s a quick rundown of the PTSB loans you could apply for:
Applying for a PTSB loan
If you decide to apply for a loan, you can do so by phone, online or through the Permanent TSB app. If you submit an application online or via the app, you could:
- get approved in minutes on loans up to €25,000*
- get the funds in your account as soon as you’ve been approved**
*Loan terms of 1 to 5 years, PTSB current account customers only using Open24 online banking or the app. You may be asked for proof of your PPSN. **You must sign your loan agreement electronically after approval and the funds will be transferred.
PTSB is regulated by the Central Bank of Ireland, with a history that dates back over 200 years.
They have 98 branches across Ireland, a 24-hour automated telephone banking service and a call centre.
As well as loans, they offer other banking products, including credit cards, mortgages, current accounts, savings, investments and insurance.
PTSB loans FAQs
How do I apply for a PTSB loan?
Existing customers can use Open24 online banking or the PTSB mobile app to apply by completing an application form and signing it electronically. Proof of PPSN will also be required.
For loans above €25,000, the loans team will need to call you to discuss your application before deciding whether to approve you.
Other ways to apply include calling the loans team or visiting a branch and speaking to an adviser. New customers will also need to provide proof of:
- Personal ID
Can I use a PTSB car loan on a second hand car?
Yes. It needs to be no older than 7 years, though and will affect the interest rate you get.
The newer the car, the lower the interest rate will be.
Does PTSB have loan calculators?
Yes. They have a calculator for each type of loan.
You can see how much you could borrow based on the monthly payment you choose or how much your payments will be based on the amount you need to borrow.