An Post Money

An Post Money credit cards

Transfer your balance and pay 0% interest for 12 months or take advantage of An Post’s low interest rates on purchases with a choice of credit cards from An Post.

2 results.
Ordered by lowest typical APR (Annual Percentage Rate)
An Post Money Flex

Ireland's longest 0% purchase rate

Get 9 months of interest-free purchases with the An Post Money Flex credit card. T&C’s Apply.
Ireland's longest 0% purchase rate
Flex
-
Balance Transfers
0% for 9 months
Purchases
15.7%
Typical APR
Ireland's longest 0% purchase rate
An Post Money Classic

Ireland's longest 0% balance transfer

Transfer your existing balance to An Post Money’s Classic credit card, and pay no interest for 12 months. T&C’s Apply.
Ireland's longest 0% balance transfer
Classic
0% for 12 months
Balance Transfers
-
Purchases
22.9%
Typical APR
Ireland's longest 0% balance transfer
Typical Annual Percentage Rate (APR) is based on purchases of €1,500 and a credit limit of €1,500 plus annual Government Stamp Duty of €30.

Why choose an An Post credit card?

With some of the best credit card rates in Ireland, choose between the Classic credit card and the Flex credit card and enjoy these benefits:

  • An Post Credit Card app: View balance and transaction details, freeze and unfreeze card instantly, approve online purchases and more
  • Money transfers: Transfer funds of €100 or more to your current account
  • Add extra cardholders: Add up to three more cardholders to your account for free
  • Fraud protection through the MasterCard Chargeback Scheme

A choice of An Post credit cards

Whether you want to reduce your existing balance or take advantage of An Post’s low interest rates on purchases, there’s a card just right for you.

Classic Card

  • 0% interest on credit card balance transfers for 12 months
  • Money Transfers up to €100
  • Add three additional card holders
  • Up to 56 days interest free credit*
  • Credit Card app

Flex Card

  • 0% interest on credit card purchases for 9 months
  • Money Transfers up to €100
  • Add three additional card holders
  • Up to 56 days interest free credit*
  • Credit Card app

* If you pay your bill on time and in full each month.

How to apply for the An Post credit card

You can do a quick eligibility check which indicates whether you’re eligible to apply for a card and what your credit limit is likely to be.

Next, you’ll need to complete an online application which will determine the interest rate you’re offered. To do this, you’ll also need proof of your:

  • Personal identity e.g. passport or driving licence
  • Address e.g. utility bill
  • Income e.g. current account bank statement
  • PPS number e.g. payslip

All documents must be uploaded online once you’ve been approved for the card. You’ll be sent a link via email which takes you straight to the An Post Money document hub.

It’s worth comparing the An Post credit card with other credit cards that may have features that suit you better.

Compare cards now

More about An Post Money

An Post Money is a division of An Post which has over 900 Post Offices across Irish communities.

They offer a full suite of financial products including loans, current accounts, credit cards, travel money and state savings.

They aim to simplify money, offering different ways to pay and track your money on the go or use a local post office branch to pay a bill or transfer money.

An Post Money credit card FAQs

Who underwrites the An Post Money credit card?

The An Post Money credit card is underwritten by Avantcard DAC and you’ll need to agree to the privacy notice shown on the Avant Money website.

How much balance can you transfer to your An Post card?

You can transfer up to 95% of your credit limit.

You have 90 days from opening the account to benefit from the balance transfer offer.

How long does a balance transfer take?

It takes one to two working days to process a balance transfer, depending on the day and time.

If you make the transfer before 2.30pm on a weekday, it will take one day. Transfers made either after 2.30pm, or on weekends and bank holidays will take two days.

How long does a money transfer take?

It takes one to two working days to transfer funds from your credit card to your current account, depending on the day and time.

If you make the transfer before 2.30pm on a weekday, the funds will arrive in one day. Money transfers made either after 2.30pm, or on weekends and bank holidays will take two days to arrive in your current account.

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Typical Annual Percentage Rate (APR) is based on purchases of €1,500 and a credit limit of €1,500 plus annual Government Stamp Duty of €30. Data valid as of 07/06/2024