Revolut credit cards
Apply for a Revolut credit card in-app for super fast approval times, interest-free spending and exclusive cashback rewards.
Why choose a Revolut credit card?
The Revolut credit card is a fast, simple way to access extra money when you need it. Apply for your card, control your spending and schedule repayments all within the Revolut app.
Other perks include:
Revolut credit card
This card offers perks including three months interest free spending.
You can find out more about the card’s benefits on the Revolut website.
*Reward amounts may vary and are subject to availability.
How to apply for a Revolut credit card
To apply for a credit card:
- Simply download the Revolut app, go to the credit tab and select the ‘credit card’ option
- Once you follow the steps required and input your details, you can receive approval within minutes
- If you don’t see an option to apply, the feature may not be available to you yet
How long does it take?
Applying for a Revolut credit card should only take a few minutes, including getting approval. Once your application is approved, you should get your card in the post within 5-10 working days.
You can start using your credit card once you’re granted a credit limit. Access your virtual card in the app while you’re waiting for your physical card to arrive.
Do Revolut charge credit card fees?
There are no set up or ongoing monthly fees for a Revolut credit card*, but you may be charged for:
- Card delivery
- Any charges related to late payments
- Withdrawing cash over a certain amount
Bear in mind you’ll also need to pay the yearly government stamp duty of €30.00. Visit the Revolut fees section for more information on fees.
*Fees and limits might apply depending on plan type, weekend vs weekday, capped amount (e.g. withdrawals), potential fees charged by partner banks etc. Reference the product’s T&Cs for more details.
Will it be separate to my regular Revolut account?
Your credit card account will be a separate account to your regular Revolut card and payment account.
You can still use your other Revolut cards when you order a credit card, but you can only use them to spend money in your regular payment account.
Is Revolut a bank?
In Ireland, Revolut is recognised as an online bank that allows you transfer, spend and withdraw money easily via its mobile app.
After opening an Irish branch of their EU bank, they are now also offering Irish IBANs.
Other financial products include:
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Revolut credit card FAQS
What’s the difference between a revolut debit card and a revolut credit card?
Revolut’s prepaid debit card is a card you can top up with pre-owned money via your bank account, or with another debit card.
The Revolut credit card allows you borrow money with interest up to a certain limit, and pay it back within a particular time-frame. You will have a separate account for each card.
What other cards do Revolut offer?
As well as a credit card, Revolut offers a range of prepaid debit cards, which you can top up via your bank account or with another debit card.
You can split bills, earn rewards, and track your money with smart budgeting.
Features include:
- Free withdrawals up to a certain amount
- Google and Apple Pay
- Finance tracking and vaults to help you save
- Fee-free currency exchange
- Purchase protection
Standard debit cards are free, but you can pay more to get premium cards with more benefits like higher withdrawals, cash back on purchases and unlimited foreign exchange.*
Reward amounts may vary and are subject to availability. Within plan limits. Third party providers may change withdrawal fee. Weekend fees may apply.In annual interest paid daily. Fees and limits might apply depending on plan type, weekend vs weekday, capped amount (e.g. withdrawals), potential fees charged by partner banks etc. Check the product’s Ts&Cs for details.
Can I get a Revolut credit card with bad credit?
Each credit card application will be assessed individually by Revolut, with things like your credit score, previous debt and ability to repay taken into account. If you’re worried about a low credit score, you can read more about it here, including how to improve it.