Avant Money credit cards
Avant Money offers three credit cards in Ireland, designed for people who want straightforward pricing or rewards for their spending. We look at the Avant Money credit cards available, how they work, and who each one may be best suited to.
Up to 25% interest refund on Reward+ card
0% balance, purchases & money transfers on One card
5% cashback on groceries on Everyday+ card
Why choose an Avant credit card?
Avant Money is a digital-first financial provider in Ireland, offering credit cards with competitive rates and simple features.
Here are some of the main reasons people choose an Avant credit card:
*You need to pay your balance off in full and on time each month.
What credit cards are on offer?
Avant Money currently offers three credit cards, each designed for different spending habits, from everyday cashback to balance transfers and rewards.
You can choose from the Everyday+ card for cashback on day-to-day spending, the One card for balance transfers and flexibility, or the Reward+ card for interest refunds and rewards.
Everyday+ card
Get up to €300 in yearly value with cashback on groceries and zero stamp duty - plus a 0% balance transfer offer to help you switch.
Best for: Everyday spending, especially groceries, with added cashback and help clearing existing balances.
One card
The One card offers a generous introductory interest-free period and flexibility across purchases, balance transfers and money transfers.
Get €150 credited to your account when you complete a balance transfer of at least €1,000 within 90 days of account opening.
You’ll be credited within 6 months of opening your account.
Best for: Balance transfers and flexible borrowing over a short to medium period.
Reward+ card
The Reward+ card offers a €150 cashback, plus get rewarded every month with a 25% interest refund.
Best for: People who clear their balance regularly and want rewards or interest refunds.
Which Avant credit card should you choose?
Avant Money’s credit cards are designed for different spending habits, so the right choice depends on how you plan to use your card.
If none of these options feels quite right, comparing Avant cards with other credit cards available in Ireland can help you see what else is on offer.
What is the Avantages loyalty programme?
The Avantages loyalty programme gives Avant credit card customers access to:
You’ll need to register your card and set up your online Avant Money account. Once you’ve done this, you can sign up for Avantages and start banking your rewards.
More from Avant Money
With a 30-year history and serving over 200,000 Irish customers, Avant Money is now a branch of Bankinter, a leading European bank. This partnership allows Avant Money to widen its existing range of financial products like mortgages, personal loans and credit cards with a broader suite of banking services.
Avant Money is part of the Bankinter group and is regulated by the Central Bank of Ireland.
Avant Money credit card FAQs
What documents do I need to apply for an Avant Money credit card?
Avant Money must verify your identity and financial situation to process your credit card application, so you will need to provide the following:
- Proof of identification
- Proof of address (dated within the last 3 months)
- Recent bank statements dated within the last 30 days
What does Avant Money becoming a branch of Bankinter mean for me?
There will be no change to the terms and conditions of your account.
Any loan or credit card application you make to Avant Money will be treated as an application to Bankinter, and successful applicants will receive their offer from Bankinter.
Bankinter is the name that will appear on your bank statements when you make a payment.
Your Central Credit Register (CCR) record will not be affected. Bankinter S.A. will be the new legal entity replacing Avantcard DAC and will appear as Bankinter S. A. on your CCR record.
Bankinter S.A. will be the controller of your personal data. Your data protection rights under GDPR will remain the same.
How do I do a money transfer from my Avant card?
Log into My Avant Money or call 071 959 4051 to request a transfer.
- For balance transfers provide the details of the card with the balance you are transferring.
- For money transfers provide your BIC and IBAN details of the account you wish to receive it.
Funds may be transferred as soon as the following day but may take up to two business days.
Can I use my Avant credit card with Google and Apple Pay?
Yes, you can use an Avant credit card with Google and Apple Pay. Simply add your card to your Apple wallet to make payments using your iPhone, Apple Watch, iPad and Mac - or to the Google Pay app to make payments via your Android device.
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