Compare lenders in Ireland
This directory lists regulated loan lenders in Ireland. Use it to find the best banks and online providers offering personal, car and home improvement loans. Click on any lender to view loans, eligibility criteria, and how to apply or compare all lenders.
AIB
Get a 3-hour online decision from AIB for loans between €1,000 and €30,000. Choose from personal, car, or home improvement loans with flexible repayment terms. Whether you prefer fixed or variable rates, AIB offers quick, straightforward borrowing options you can manage easily through their mobile app.
An Post Money
Apply online or at over 900 post offices nationwide. Borrow from €5,000 with flexible term options for personal, car, or home improvement needs. Enjoy fixed rates for peace of mind, plus access to special discounted green loans if you are upgrading your home’s energy efficiency or buying an electric vehicle.
Avant Money
Avant Money, a subsidiary of Bankinter, specialises in fixed-rate personal, car, and home improvement loans for predictable monthly repayments. Borrow between €5,000 and €75,000, enjoy flexible terms tailored to you, and pay off your loan early at any time without penalty.
Bank of Ireland
The Bank of Ireland offers a range of borrowing options from €2,000, with flexible repayment terms. Choose between fixed or variable rates for personal, car, or green loans. You can defer your first three monthly payments, or make early and extra repayments at no extra cost on variable-rate loans.
PTSB
Get funds fast with loans starting at €1,500. PTSB Current Account holders can enjoy approval in minutes and instant payout directly to their account. Choose from flexible terms across personal, car, and home improvement loans, all manageable through the PTSB banking app.
Revolut
Revolut offers a fully digital borrowing experience with instant loan decisions from €2,000 to €30,000. Enjoy complete control over your finances in the app, change your monthly repayment dates, or pay off your entire loan early with no hidden fees.
Compare loans today
It only takes a few minutes to find the best loan for your borrowing needs.
Where can you get a loan in Ireland?
Loans are available from banks, building societies, loan brokers and money lending companies. You can also apply for a loan with the Credit Union, which offers low interest rates and similar terms.
Switcher.ie’s free loan comparison allows you to compare six leading loan providers.
| Traditional Banks | Digital-Only Lenders | |
|---|---|---|
| AIB | Revolut | |
| Bank of Ireland | Avant Money* | |
| PTSB | An Post Money** |
* Bankinter S.A. trading as Avant Money. **Acts as a credit intermediary on behalf of Bankinter S.A.
How to compare lenders
Our comparison tool and loans calculator helps you to compare each lender using your required loan amount and repayment term.
Compare the following features for each lender to help you choose the cheapest loan.
- Typical APR (Annual Percentage Rate): Helps you compare rates fairly because it includes all costs
- Total repayment: Gives an approximate total cost of the loan once repaid
- Monthly cost: The amount you’ll repay each month for the duration of the loan
Which lender is best for your needs?
To help you choose the right lender for your needs, our table provides a quick overview of loan types and which lender may be offering the best borrowing options right now.
| Type of loan | Lender | Best for | |
|---|---|---|---|
| Personal loans | AIB and Revolut | All-purpose, simple borrowing | |
| Home improvement loan | Bank of Ireland | Lower rates for energy upgrades in the home | |
| Green personal loans | AIB | Discounted rates for eco-upgrades or electric vehicle purchase | |
| Fast approval | Revolut | Instant decision and quick deposit if approved | |
| Car loans | PTSB | Competitive car and vehicle loans | |
| Small loans | AIB | Borrowing as little as €1,000 | |
| Large loans | An Post | Borrowing over €20,000 | |
| Flexible loans | Avant Money | No early repayment charges, flexible terms | |
| Home Energy Upgrade Loans | Bank Of Ireland | Low rates on medium and large SBCI loans |
Choosing the right lender
Once you’ve decided on the type of loan that would best suit your needs, here’s what you can do to ensure you apply to the right lender for your borrowing needs, financial circumstances and credit rating.
Compare loans today
It only takes a few minutes to find the best loan for your borrowing needs.