Avant Money loans

Why choose an Avant Money personal loan?

Avant Money is a trusted, award-winning finance company offering flexible, competitive rates on a range of loans.

Highlights include:

• Flexible loan terms: Borrow between €5,000 and €75,000 and choose your term up to seven years (10 years for some loans over €20,000)
• Longer terms for home improvement and refinance: Borrow up to 10 years for home improvement and refinance loans over €20,000.
• Fixed interest rates: You’ll know upfront exactly what the loan will cost you for the lifetime of the loan.
• No early repayment fees: If you can overpay or clear the balance before the term ends, you’ll save money in interest.
• Quick online eligibility check and application process: You’ll get a decision on likely approval in minutes. Simply submit your application and download supporting documents online.

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Types of loan from Avant Money

• Personal loan Borrow for up to 7 years, enjoy flexible terms and repay early
• Home Improvement loan Transform your home with 10 year, low rate loans up to €75k
• Car loan Borrow for up to 7 years to buy your car outright, no hidden fees
• Refinance loan Streamline your finances and consolidate debt on your terms

What can you use an Avant Money loan for?

Avant’s versatile loans can be used for any of these things and more:

• A car or vehicle
• Home improvements
• Refinancing
• Education
• Special occasions
• Medical expenses

Use our online loan calculator to see what your loan will cost and how much you could save compared to other lenders.

How to apply for an Avant loan

The easiest way to apply is online, but if you’d rather speak to someone, you can call their loans team.

To apply online:

1. Confirm the loan details: Select the reason for your loan and set the loan amount and term you need. You’ll get an illustrative example of the rate of interest, monthly repayments, cost of credit, and total amount repayable. You can alter monthly repayments to find out how much you can afford to borrow.
2. Check your eligibility: Answer a few quick eligibility check questions to determine if you can afford the repayments. You’ll get a result straight away and if it’s all good, you can go ahead and complete the application form.
3. Complete the application form: You’ll need ID, bank statements or similar to verify your identity and address and payslips to show employment status and income. The form covers everything from personal details to your job, income and expenses. You’ll need to upload the required documents to the Avant Money Document Centre.
4. Wait for a decision: You’ll receive a decision in minutes after submitting a fully completed application form. They’ll consider all the information you’ve provided and use it to decide if they can lend to you and what rate of interest they can offer.

Looking for a smaller loan?

If you don’t need to borrow as much as €5,000, other options are available.

A credit card can be used for large or small purchases or even to pay off existing debt.

Avant offers two credit cards, the One Card and Reward+ Card which you can find out more about on our Avant Money credit card page. You can also compare credit cards from other providers using our comparison tool.

Our guides cover all you need to know about credit limits and the different types of credit cards you can get.

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More from Avant Money

With a 30-year history and serving over 200,000 Irish customers, Avant Money is now a branch of Bankinter, a leading European bank. This partnership allows Avant Money to widen its existing range of financial products like mortgages, personal loans and credit cards with a broader suite of banking services.

Avant Money is part of the Bankinter group and is regulated by the Central Bank of Ireland.

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