Ireland’s best mortgage lenders

AIB has over 170 branches across Ireland and a range of mortgages to suit every type of buyer - choose between fixed rates, variable rates, or a combination of both. They also offer low-interest, green mortgages for homes with a high energy rating. If you get an approval in principle with AIB, it will last for 12 months.

Avant Money is a digital-only lending platform that offers simple, flexible mortgages. Apply for a mortgage directly, or through their panel of exclusive mortgage brokers. Whichever you choose, you’ll be guided through your journey from start to finish and you’ll receive a decision within ten working days.

Bank of Ireland is Ireland’s longest-running bank, dating back to 1783. They offer a range of mortgages between one and ten years, including the innovative EcoSaver mortgage which provides discounted rates for energy-efficient homes. You can also enjoy flexi-options like payment breaks, overpayments, and rate transfers when moving home.

As well as mainstream mortgages, EBS offers self build mortgages for buyers building their own home. Their Mortgage Masters branches are located in communities across Ireland, and offer expert help for first time buyers, movers and switchers. Simply book a call or meeting at your local office to get started.

Finance Ireland is privately owned and uses a nationwide panel of mortgage brokers who will guide you through every aspect of your application. With a range of fixed and variable rates available, they offer greater flexibility than other lenders if you’re self employed, have previous credit issues, or are looking to refinance or buy an investment property.

Haven is part of the AIB group. They offer fixed and variable rate mortgages through authorised brokers, to first time buyers, next time buyers, self build and switchers. Start by choosing a mortgage broker who will manage the end to end mortgage process and match you with a lender that best suits your needs.

ICS Mortgages offers a range of mortgages for first time buyers, switchers, movers and buy to let investors. Most of its products offer the flexibility to overpay 20% of your mortgage a year and take payment holidays throughout your term. You can apply for a mortgage directly or through a mortgage broker.

MoCo is the Irish branch of the Austrian bank BAWAG. They offer a digital-first process, with online ID verification and financial assessment for a seamless mortgage application. Whether you’re a first time buyer or switching your mortgage, you can apply through MoCo’s exclusive panel of mortgage brokers.

Núa offers a range of tailored mortgage products for first time buyers, switchers, and home movers. Launched in 2021 and regulated by the Central Bank of Ireland, Núa aims to revolutionise the Irish mortgage market by making the process easier and more accessible. Núa claims to be Ireland’s first fully digital mortgage platform offering innovative loan and refinancing options.

PTSB has a network of branches across Ireland. It offers mortgages for first time buyers, switchers, movers and self build mortgages if you’re building your own home. There are flexible repayment options like payment holidays, reduced payments, overpayments, and choosing your mortgage payment date.