EBS has been providing mortgages since 1935. They offer a range of products that could help you get a foot on the ladder, move to your forever home, or even build your own home.
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*Subject to terms and conditions and you’ll need to pass eligibility checks.
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EBS is regulated by the Central Bank of Ireland and part of the wider AIB Group.
They aim to help as many Irish families as possible own their own homes, and save for the things that matter to them most.
As well as mortgages, they offer savings and investment products, insurance, protection and everyday bank accounts.
Find the best first time buyer and home mover mortgage deals in Ireland using our comparison.
EBS will acknowledge receipt of your application within three working days. They will then check it over and let you know within a further three days if anything is missing.
From when they have got everything they need, it usually takes ten working days to decide whether or not to approve you for a mortgage.
If you have a variable rate mortgage, you have more flexibility to pay part or all of your mortgage off early without penalty, but always check.
If you have a fixed rate mortgage, paying off too much before the product term ends may result in you being charged an early breakage cost, which may be expensive.
Yes, you could get up to 3% cashback on your mortgage if you’re:
You’ll get 2% within two months of drawing down your mortgage, the money will be paid into the account your mortgage payments are taken from.
Then after five years you could get a further 1% cashback, depending on the terms of your mortgage.
You need to drawdown your mortgage by 31 December 2021 to take advantage of this offer. Here are the full terms and conditions.
A mortgage master is simply an expert on mortgages and all EBS’s products. They are dotted in offices all over communities in Ireland.
They have extensive knowledge about the Irish area they cover, in addition to the whole mortgage process. They can look at your individual circumstances to give you the best chance of being approved and finding the right deal.
They can offer mortgage appointments to fit around you - whether that’s early, in the evening or over the weekend.