About ICS Mortgages

ICS Mortgages specialise in mortgages for buy to let investors and public sector workers in Ireland. They also offer low rate mortgages for first time buyers, switchers and home movers.

What do ICS Mortgages offer?

Specialists in buy to let and public sector lending, ICS Mortgages also offer a range of low rate mortgages for all types of homeowner with some of the lowest fixed rates on the market.

  • First-time buyers: ICS Mortgages offers competitive rates, up to 80% Loan to Value (LTV) and trusted advice for first time home buyers.
  • House movers: ICS Mortgages offers a low rate for loans of €100,000 or more with terms up to 35 years for home movers.
  • Switchers: can save by switching to ICS Mortgages and benefit from some of the lowest rates on the market.
  • Public sector workers: can benefit from low rates plus flexible repayment options and favourable mortgage to income terms.
  • Buy to let investors: ICS Mortgages offers tax-efficient loans for individuals, companies and unit trusts. Interest-only and Flexi-mortgages are also available.

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Why get a mortgage with ICS Mortgages?

ICS Mortgages focus completely on mortgages and have won a number of industry awards over the years. Here’s some other reasons why ICS Mortgages could be a good choice for your home loan:

  • Competitively low rates: A range of variable, 3 and 5 years fixed rate mortgages for homeowners and buy to let investors.
  • Flexible repayment options: ICS offers payment flexibility without penalty. Overpay up to 20% of your mortgage in any year or take a mortgage break of up to 3 months, the choice is yours.
  • Qualified mortgage advisers: An experienced lending manager will be in touch with you to guide you through your application and answer any questions you may have.
  • Streamlined mortgage application process: From enquiry to drawdown, ICS will work with you to ensure your loan is processed as quickly and efficiently as possible.
  • Award-winning products and services: Recognised by industry leaders, ICS have won a clutch of awards for their mortgages and customer service.

About ICS Mortgages

The ICS brand was established in 1864 and has remained a leading and trusted brand in the mortgage market throughout its long history.

ICS Mortgages is a trading name of Dilosk DAC, which is an Irish-owned financial services company regulated by the Central Bank of Ireland.

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Find a range of first time buyer and home mover mortgage deals in Ireland using our comparison.

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Warning: If you do not keep up your repayments you may lose your home. Warning: The cost of your monthly repayments may increase. Warning: You may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period. The payment rates on this housing loan may be adjusted by the lender from time to time. (applies to variable rate loans only) Information provided and Interest rates quoted valid at 19/07/2024