permanent tsb credit cards
The permanent tsb credit card comes with both 0% balance transfers and purchases and cashback rewards. So whether you’re focused on spending or looking to pay off another card, it could work for you.
About the ICE Visa credit card
Here are some of the card’s highlights:
- Credit limits of €1,000 to €74,999, depending on your circumstances
- Approval in minutes via the app* on balances up to €10,000
- Choose a monthly repayment date to suit you
- Use Apple pay, without the €50 limit
- Online shopping protection with Verified by Visa
- Cashback via the GoREWARDS scheme
*You must be an existing current account holder, have your salary paid into the account and be registered for online banking, Open24.
Compare the best credit cards in Ireland
Find the top 0% purchase & balance transfer deals with our credit card comparison.
What is the GoREWARDS scheme?
It’s a rewards scheme that’s simple to use, and free to register your permanent tsb debit and credit card with.
You don’t need to worry about finding vouchers or codes for the things you want. You’ll earn cashback just by buying things using your registered cards, in the places you shop most.
As you spend, you’ll automatically get cashback paid onto your cards, usually within five working days.
How to apply for a permanent tsb credit card
Existing customers who are registered for Open24, the permanent tsb online banking service, can simply apply via the app.
This is the quickest way to apply and could mean being approved in minutes.
If you’re a new customer or not registered for Open24 you can apply:
- In branch: Visit your local branch and speak to an adviser in person.
- By phone: Call the Permanent TSB team.
- By post: Photocopies of ID are acceptable for postal applications.
In all of these cases you’ll need to complete an application form which can be posted to you in advance.
The ID needed varies depending on your individual circumstances. Here’s more about the documents permanent tsb requires.
Before you apply, see if this card is right for you by comparing its features against other cards using our comparison.
More about permanent tsb
Regulated by the Central Bank of Ireland, permanent tsb is a leading Irish bank with a network of 77 branches across Ireland. There’s also a support centre in Dublin that’s open seven days a week (excluding bank holidays).
They offer a range of products suitable for day to day banking, saving and investing, borrowing, insurance and business banking. So, whether you’re looking for your first debit card, are saving for your wedding, or want to invest in property, there’s a product that could fit your needs.
permanent tsb credit card FAQs
Do I have to activate my permanent tsb credit card?
Yes, you’ll need to activate your card before using it. This is easy to do online using Open24 if you’re already registered. If not, you can call 0818 211 611 to get set up. Here’s what to expect and how to activate your card online.
To pay by contactless, you’ll need to have done a chip and pin transaction first at either an ATM or in a shop.
Can I increase my permanent tsb credit card's limit?
Yes if you meet permanent tsb’s criteria. If you’re interested in applying for a higher credit limit, visit your local branch.
They can review your current credit situation and decide if it’s possible to increase your credit limit. They will assess things like your income, outgoings and any other credit you have.
Will I be charged Government Stamp Duty twice if I switch card providers?
No. When you request to close your account, you’ll have to pay €30 Government Stamp Duty (GSD) but your provider should give you a letter confirming you’ve paid it.
You must forward this to the provider you’re switching to, in this case the permanent tsb Visa Department, to ensure you don’t pay twice.
Do I have to pay fees with a permanent tsb credit card?
There is no set up fee or monthly for the card but you’ll have to pay the annual Government Stamp Duty charge of €30.
There are also fees applied in different situations, for example:
- Making a late payment
- Withdrawing cash (cash advance)
- Going over your credit limit
- If you lose your card or it’s stolen
Here’s more information about the fees that apply and how much they cost.