Mortgages

Mortgages from Finance Ireland

Finance Ireland offers flexible mortgages for first time buyers, movers and investors. Whatever your financial circumstances, Finance Ireland has the mortgage you need.

What do Finance Ireland offer?

Whether you are buying your first home or moving house, Finance Ireland provides a range of fixed and variable rate mortgages through their nationwide broker panel.

  • First-time buyers: borrow up to 90% loan to value (LTV) for terms between 5 and 35 years
  • House movers: borrow up to 90% loan to value (LTV) for terms between 5 and 35 years
  • Switchers: borrow up to 80% loan to value (LTV) for terms between 5 and 35 years
  • Investors: borrow up to 70% loan to value (LTV) for terms between 5 and 25 years

Finance Ireland mortgages

You may borrow up to €1,250,000 in Dublin city and county and up to €750,000 elsewhere.

Finance Ireland offers two mortgage products:

  1. Progress: This mortgage is available to borrowers with a good credit history, taking out a mortgage for their main home. Variable rate or fixed rates for 3, 5 and 7 years.
  2. Progress Plus: This mortgage allows more flexibility regarding situations like previous credit issues, self-employment, refinancing, or property investment. Variable rate or fixed rates for 3 and 5 years.

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Why choose a Finance Ireland mortgage?

Finance Ireland mortgages are available exclusively through a network of appointed mortgage brokers.

Here’s more about their mortgages:

  • Finance Ireland offers low, fixed and variable rates
  • Borrow up to 90% for first time buyers and movers, 80% for refinancers and 70% for investors
  • If you’re self-employed, looking to refinance, have past credit issues or are investing, Finance Ireland can help you in ways other lenders may not.
  • Mortgages are available through a panel of mortgage brokers so you get specialist advice and guidance through the application process.

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More about Finance Ireland

Finance Ireland Ltd is a financial services group and Ireland’s largest non-bank lender. It specialises in Residential Mortgages, Commercial Mortgages, Motor Finance, Asset Finance, Leasing, and agri finance.

Finance Ireland is regulated by the Central Bank of Ireland.

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Find a range of first time buyer and home mover mortgage deals in Ireland using our comparison.

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Mortgage lenders in Ireland

Warning: If you do not keep up your repayments you may lose your home. Warning: The cost of your monthly repayments may increase. Warning: You may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period. The payment rates on this housing loan may be adjusted by the lender from time to time. (applies to variable rate loans only) Information provided and Interest rates quoted valid at 15/11/2024