Mortgages from Finance Ireland

What do Finance Ireland offer?

Whether you are buying your first home or moving house, Finance Ireland provide a range of fixed and variable rate mortgages through their nationwide broker panel.

• First-time buyers can borrow up to 90% loan to value (LTV) for terms between 5 and 35 years.
• House movers & switchers can borrow up to 80% loan to value (LTV) for terms between 5 and 35 years.
• Investors can borrow up to 70% loan to value (LTV) for terms between 5 and 25 years.

Finance Ireland mortgage products

Finance Ireland offers two flagship products:

• Progress: This mortgage is available to borrowers with a good credit history, taking out a mortgage for their main home
• Progress Plus: This mortgage allows for more flexibility around situations like previous credit issues, self-employment, refinancing or investing in property.

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Long term fixed rates with a Progress mortgage

In October 2022, Finance Ireland temporarily suspended their 10, 15 and 20-year fixed rate mortgages for new customers, due to uncertainty in the global market.

Other features of a Finance Ireland mortgage

There’s no scoring or modelling to assess your application, instead, Finance Ireland look at every case on its own merits. Here’s more about their mortgages:

• Finance Ireland offer low, fixed and variable rates.
• They tailor their mortgages to the individual; so if you’re self-employed, looking to refinance, have past credit issues or are buying to invest, Finance Ireland may be able to help you in ways other lenders may not.
• Their mortgages are exclusively available through a panel of appointed mortgage brokers so you get specialist advice and guidance through the mortgage application process.

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More about Finance Ireland

Finance Ireland Ltd is a financial services group and Ireland’s largest non-bank lender. They specialise in Residential Mortgages, Commercial Mortgages, Motor Finance, Asset Finance, Leasing and Agri Finance.

Finance Ireland is regulated by the Central Bank of Ireland.