Mortgages from Finance Ireland

Finance Ireland offers flexible mortgages for first time buyers, movers and investors. Whatever your financial circumstances, Finance Ireland has the mortgage you need.

What do Finance Ireland offer?

Whether you are buying your first home or moving house, Finance Ireland provide a range of fixed and variable rate mortgages through their nationwide broker panel.

  • First-time buyers can borrow up to 90% loan to value (LTV) for terms between 5 and 35 years.
  • House movers & switchers can borrow up to 80% loan to value (LTV) for terms between 5 and 35 years.
  • Investors can borrow up to 70% loan to value (LTV) for terms between 5 and 25 years.

Finance Ireland mortgage products

Finance Ireland offers two flagship products:

  1. Progress: This mortgage is available to borrowers with a good credit history, taking out a mortgage for their main home
  2. Progress Plus: This mortgage allows for more flexibility around situations like previous credit issues, self-employment, refinancing or investing in property.

Compare mortgages

Why choose a Finance Ireland mortgage?

There’s no scoring or modelling to assess your application, instead, Finance Ireland look at every case on its own merits. Here’s more about their mortgages:

  • Finance Ireland offer low, fixed and variable rates.
  • They tailor their mortgages to the individual; so if you’re self-employed, looking to refinance, have past credit issues or are buying to invest, Finance Ireland may be able to help you in ways other lenders may not.
  • Their mortgages are exclusively available through a panel of appointed mortgage brokers so you get specialist advice and guidance through the mortgage application process.

Find our lowest rate mortgages

More about Finance Ireland

Finance Ireland Ltd is a financial services group and Ireland’s largest non-bank lender. They specialise in Residential Mortgages, Commercial Mortgages, Motor Finance, Asset Finance, Leasing and Agri Finance.

Finance Ireland is regulated by the Central Bank of Ireland.

Compare mortgage rates & deals

Find a range of first time buyer and home mover mortgage deals in Ireland using our comparison.

Mortgage lenders in Ireland

Warning: If you do not keep up your repayments you may lose your home. Warning: The cost of your monthly repayments may increase. Warning: You may have to pay charges if you pay off a fixed rate loan early. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period. The payment rates on this housing loan may be adjusted by the lender from time to time. (applies to variable rate loans only) Information provided and Interest rates quoted valid at 29/02/2024