An Post Money credit cards
An Post Money offers a choice of credit cards designed to help you manage spending or reduce existing debt. Whether you’re looking to transfer a balance at 0% interest or take advantage of low purchase rates, there’s an An Post credit card to suit different needs.
An Post credit cards, at a glance
Why choose an An Post credit card?
An Post Money offers competitive credit card rates in Ireland, with a choice between the Classic and Flex cards.
Here are some of the key benefits:
A choice of An Post credit cards
Whether you want to reduce an existing balance or take advantage of low interest rates on purchases, An Post offers two main credit card options.
Classic Card
A good option if you’re looking to reduce existing credit card debt.
- 0% interest on credit card balance transfers for 12 months
- Money transfers up to €100
- Add up to three additional cardholders
- Up to 56 days interest-free credit*
- Credit card app
Flex Card
Designed for everyday spending with an introductory 0% purchase offer.
- 0% interest on credit card purchases for 9 months
- Money transfers up to €100
- Add up to three additional cardholders
- Up to 56 days interest-free credit*
- Credit card app
* If you pay your balance in full and on time each month.
Which An Post credit card should you choose?
If you’re mainly focused on clearing an existing credit card balance, the An Post Classic card is usually the better fit thanks to its balance transfer offer.
The An Post Flex card may suit you better if you plan to make new purchases and want a period of 0% interest to spread the cost.
If neither option feels quite right, comparing An Post cards with other credit cards available in Ireland can help you see what else is on offer.
How to apply for an An Post credit card
You can start with a quick eligibility check, which gives an indication of whether you’re likely to be approved and what your credit limit may be.
If you’re eligible, you can then complete an online application. To do this, you’ll need proof of your:
Once approved, you’ll be asked to upload your documents online via the An Post Money document hub. You’ll receive a link by email with instructions.
It’s also worth comparing the An Post credit card with other credit cards to see if another option better suits how you plan to use it.
More about An Post Money
An Post Money is a division of An Post, with over 900 Post Offices across communities in Ireland.
It offers a range of financial products including loans, current accounts, credit cards, travel money and State Savings, combining online services with in-branch support.
An Post Money aims to make managing money simpler, whether you prefer to do it digitally or in person at your local post office.
An Post Money credit card FAQs
Who underwrites the An Post Money credit card?
An Post Money acts as a credit intermediary on behalf of Bankinter S.A., who provide loan and credit card services and facilities. An Post trading as An Post Money is authorised as a credit intermediary by the CCPC.
See the An Post Terms of Use for further details.
How much balance can I transfer to my An Post credit card?
You can transfer up to 95% of your credit limit.
You have 90 days from opening the account to benefit from the balance transfer offer.
How long does a balance transfer take?
It takes one to two working days to process a balance transfer, depending on the day and time.
If you make the transfer before 2.30pm on a weekday, it will take one day. Transfers made either after 2.30pm, or on weekends and bank holidays will take two days.
How long does a money transfer take?
It takes one to two working days to transfer funds from your credit card to your current account, depending on the day and time.
If you make the transfer before 2.30pm on a weekday, the funds will arrive in one day. Money transfers made either after 2.30pm, or on weekends and bank holidays will take two days to arrive in your current account.
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